Ray graduated in 1963 from St. Benedict's College with a Bachelor's Degree in Business. He served over 7 years in the USAF flying B-52's, KC-97's and C-130 aircraft. He completed a masters degree in economics from Hardin-Simmons University, Abilene, TX while on active duty. After separating from the USAF, Ray joined the MO Air National Guard for another 21 years until he retired in 1993. In 1968, Raymond joined First Command Financial Planning and worked as a registered representative and agent for 37 years. He joined Caudle Financial Group in 2005. Ray has extensive experience in Asset Allocation and Investment Strategies for Short, Medium, and Long Term Planning. For the past 35+ years, Ray has worked primarily with clients in the Estate Planning area, balancing insurance and investing in a comprehensive financial plan.
Ray is licensed for general securities (including stocks, bonds, mutual funds), and Oil and Gas LP’s, as well as accident, health, life, and other types of insurance.